Did you know that finance is available now for refinances under the Government backed CBILS scheme?

This scheme provides borrowers with the following benefits:

  • Free Valuations
  • Free legals
  • First 12 months interest costs paid
  • No Arrangement Fee
  • No repayments at all in the first 12 months
  • Interest rates start at sub 3%
  • 6 year commitment
  • Up to £5M loan
  • Available for refinance or capital raise.
  • No early repayment charges
  • Max LTV 75% for loans under £500K, 70% for loans between £500K and £1M / 60% LTV over £1M




  • Applications need to be logged in by the lender before 31st March 2021 to qualify.
  • Must own a minimum of 4 assets for over two years.
  • Minimum individual property value £50k.
  • 180% repayment cover/220% interest cover.
  • You must self-certify that your property business has been affected by Covid.
  • Not available to Hospitality, Care or serviced accommodation sectors.


We are also aware that some retail banks are actively trying to encourage their clients to refinance away from them and in some cases are paying customers to do so.

If you qualify this is a compelling proposition which is currently available for a limited time. Please email  aaron@specialistpropertyfinance.co.uk or call 0330 055 2776 to discuss your requirements.